Listing Details: Huntington, Hurricane and Ona, West Virginia Real Estate Listings & Homes For Sale Provided by W.G. Bunch

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Feature Property - Updated, Magnificent Home

$309,900

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Address: 319 Wood Lomond Way	City/ST: Huntington, WV	Zip Code: 25705
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 2816
Bedrooms: 4	Bathrooms: 4 full, 2 half	MLS# 118070

Last Updated: 11/19/2009 4:55:48 AM

Listing Agent and Office: Melissa Lane, Prudential Bunch Co. REALTORS

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What site discovered in 1965 is considered the world's oldest known habitation?
A	The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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W.G. Bunch, REALTOR�, real estate agent and broker for Huntington, Hurricane and Ona, West Virginia home listings, property and land for sale

W.G. Bunch
Prudential Bunch Realtors
523 11th St.
Huntington, WV 25701
Direct: 304-638-7438
Fax: 888-332-7942
wgbunch@prudentialbunch.com
The Bunch family has been in Huntington area real estate for over 50 years. When my grandfather, Leland Bunch, started he said, �There�s no substitute for hard work.� Even with the technology we use today, his statement still rings true. Let us put our enthusiasm and energy to work for you!

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